Consultant’s Duties & Services
• We will study company’s financial records & suggest what company needs to improve before submission to bank.
• We will structure & suggest company with the most suitable facilities (OD / BA / Term Loan / Others).
• We will assist company on answering all banker’s enquiries.
• We will check on the bank’s approved interest rates and their Letter of offer together with all term & conditions.
• We will follow up with lawyer and/or valuer to expedite the drawdown.
• We don’t forge document, so company do not need to worry about Bank Negara blacklisted and any other consequence.
• We will suggest company what to look into their financial weakness and well maintain those issues in the future.
• We will study company’s financial records & suggest what company needs to improve before submission to bank.
• We will structure & suggest company with the most suitable facilities (OD / BA / Term Loan / Others).
• We will assist company on answering all banker’s enquiries.
• We will check on the bank’s approved interest rates and their Letter of offer together with all term & conditions.
• We will follow up with lawyer and/or valuer to expedite the drawdown.
• We don’t forge document, so company do not need to worry about Bank Negara blacklisted and any other consequence.
• We will suggest company what to look into their financial weakness and well maintain those issues in the future.
Why look for us instead of approach bankers directly?
Banks borrowing policies and directions are continuously changing in accordance to the micro & macro economy’s conditions. We are consistently updating ourselves with the latest information on the banks currents borrowing policies and directions.
Generally, there are 3 types of lending:
1. Assets lending
2. Clean loan Lending
3. Cash Flow Lending
We shall custom made and design the best package which suits you the best!
If your banker knows his offer is not the best in town, do you think he/she will tell you which bank to go?
Most bankers are not able to provide you with sufficient helps, due to the followings:
1. Lot of bankers are now program based, unless they are doing Middle Market Loan (big amount & doing full paper works). Otherwise, their credit knowledge is very limited.
2. While program lending banker received a loan application which is fall outside the program limit (but customer entitle for bigger loan size); banker will still process your loan application under their program (Smaller loan size). Hence, customer will not get sufficient loan for their business need.
3. Program lending System (smaller loan amount) has many limitation, we as a consultant knows every bank’s current limits and able to recommend borrower to select the most suitable bank.
4. In view of high banker turnover, most of the current bankers do not have sufficient experience & only base on programmed system. They only structure whatever you request or convenient to them. Not based on what you need and not considering your cost incurred.
5. We will look into which bank can provide your company the best package with lowest interest & we will structure the most suitable facility for you. Instead of blindly follow bankers’ suggestion.
6. Will customer understand the contain of their Letter of Offer for their banking facilities? Many Letter of offer’s conditions such as negative pledged or debentures will tight up business opportunities. We will assist them to evaluate all terms & conditions and request to waive off those unfair and unnecessary terms.
Banks borrowing policies and directions are continuously changing in accordance to the micro & macro economy’s conditions. We are consistently updating ourselves with the latest information on the banks currents borrowing policies and directions.
Generally, there are 3 types of lending:
1. Assets lending
2. Clean loan Lending
3. Cash Flow Lending
We shall custom made and design the best package which suits you the best!
If your banker knows his offer is not the best in town, do you think he/she will tell you which bank to go?
Most bankers are not able to provide you with sufficient helps, due to the followings:
1. Lot of bankers are now program based, unless they are doing Middle Market Loan (big amount & doing full paper works). Otherwise, their credit knowledge is very limited.
2. While program lending banker received a loan application which is fall outside the program limit (but customer entitle for bigger loan size); banker will still process your loan application under their program (Smaller loan size). Hence, customer will not get sufficient loan for their business need.
3. Program lending System (smaller loan amount) has many limitation, we as a consultant knows every bank’s current limits and able to recommend borrower to select the most suitable bank.
4. In view of high banker turnover, most of the current bankers do not have sufficient experience & only base on programmed system. They only structure whatever you request or convenient to them. Not based on what you need and not considering your cost incurred.
5. We will look into which bank can provide your company the best package with lowest interest & we will structure the most suitable facility for you. Instead of blindly follow bankers’ suggestion.
6. Will customer understand the contain of their Letter of Offer for their banking facilities? Many Letter of offer’s conditions such as negative pledged or debentures will tight up business opportunities. We will assist them to evaluate all terms & conditions and request to waive off those unfair and unnecessary terms.
Owned By Andy Liew
Call6016-7220772
Email[email protected]
Address:Johor Bahru